Expert mortgage solutions tailored to your needs.
Life takes us on many roads, and we may not be in the same circumstances as when we originally took out a mortgage. We can assist you refinance or restructure your existing home loan after a certain number of years or if your present position changes. Refinancing a house loan might result in lower interest rates, a restructured loan, or a change in the kind of loan.
Some of the brokers associated with us have access to 35 lenders across Australia.
Read our case study for refinancing.
Jane is our fictitious character who likes to get a good deal, but it may seem that she has set and forgotten about it when it comes to home loans. The Australian Competition and consumer commission have reported that Australians like Jenny with home loans between 3 to 5 years old pay an average of 0.58% more than she needs to. Media Release ACCC
Let us imagine Jane has taken a home loan of $650,000 at a rate of 3.5%, and she is paying 0.58% more on the interest payments that she could avoid if she takes up the best available offer for her. She is currently paying $230.67 more a month than she has to on a 30-year loan. Taking up the best deal, Jane can save up to $156,845.73 on her 30-year home loan.
You may find that trying to navigate the complexities of your home loan agreement and making heavy interest payments every month can be stressful. Talking to a Home Loan Specialist may simplify things and potentially free you some additional funds.
Our Mortgage Brokers can work with you so that you can get the best deal on your home loan with better interest rates.
Consolidate your debts by folding several debts in a single loan. This could improve your cash flow problems.
Refinancing your home loan allows you to reduce your monthly repayments for your loan and therefore boost your savings
Refinancing is not only about saving money but also allows you to allocate money towards your home for renovations.
Withdraw some funds for your dream vacation you have been planning for years. You may also get reduced interest rates.
These are the general reasons for refinancing and not taking your personal circumstances into the account. Please discuss your circumstances with the mortgage broker for financial solutions.
See how you can potentially save and reduce repayments for your home loan. No commitments Home Loan health check and a FREE Refinance pack. – LIMITED TIME ONLY
Our Services aim to make your life easier with excellent Home Loan services.
Refinancing can help you get better interest rates on your home loan and make quicker repayments
Do you have a low credit score and unable to get the best interest rate for your Home Loan?
Maintain a great work-life balance and get the best Home Loan offer you can from our lenders across Australia
Avoid paying the LMI when you are taking more than 80% of the Property Value as a loan, talk to use today
Tap into your SMSF to gain access to fund that can help you buy the investment property of your choice
Get the best Home Loan you can with expert lenders who model the Home Loan around your needs
We Offer Mortgage Solutions for First Home BuyersRefinance Home Loan
The personalized study of the individual’s financial profile, together with offers from over 30 lenders, allows us to obtain a high degree of success in providing the tailored solution.
Smart Mortgage Finance is available to assist you in your journey towards owning a dream home. Talk to one of our Specialist to get more information on our services and choose the Home Loan that is right for you.
As a lending specialist for mortgage solutions, we are committed to finding the right mortgage with the maximum possible savings passed to the clients. For further information, please contact us.
The personalized study of the individual’s financial profile, together with offers from over 30 lenders, allows us to obtain a high degree of success in providing the tailored solution.
It is 100% free! We don't charge you anything as we work directly with the banks and aggregators.
The amount you will be saving can depend upon your current loan period, interest rate, and the number of years left on your loan.
You will be provided with an estimate after you start working with one of our Mortgage Broker.
In the case of poor credit, your application will be handled by experts who specialise in dealing with such matters. At Smart Mortgage Finance, we believe everyone deserves the home of their dreams.
We can deal with regular residential mortgages and more complex situations involving land, investment properties, buying on trust and Asset Protection. Some of our Mortgage brokers are also registered accounts.
So if you are looking to take equity from your home, consolidate some debt, lower monthly payments or want to secure unbeatable incentives, talk to our mortgage broker and see if they can help you.
See how you can potentially save and reduce repayments for your home loan. No commitments Home Loan health check and a FREE Refinance pack. – LIMITED TIME ONLY
We Are One of Australia’s Reliable and Trusted Home Loan Service Providers
info@smartmortgagefinance.com.au
16 Arnold Place, Glenwood NSW - 2768
+61 411-584-462
Credit Rep Number – 517750 | ABN – 30620735748
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