Lending Specialist

Unlock the doors to your dream home or investment property

Expert mortgage solutions tailored to your needs.

Your Home Loan Needs a Health Check Too

Home Loan Health Check

Life takes us on many roads, and we may not be in the same circumstances as when we originally took out a mortgage. We can assist you refinance or restructure your existing home loan after a certain number of years or if your present position changes. Refinancing a house loan might result in lower interest rates, a restructured loan, or a change in the kind of loan.

Some of the brokers associated with us have access to 35 lenders across Australia.

Request Home Loan Health Check

CASE STUDIES

Jane Saved $83k for the life of the loan

Read our case study for refinancing.

Jane is our fictitious character who likes to get a good deal, but it may seem that she has set and forgotten about it when it comes to home loans. The Australian Competition and consumer commission have reported that Australians like Jenny with home loans between 3 to 5 years old pay an average of 0.58% more than she needs to. Media Release ACCC 

Let us imagine Jane has taken a home loan of $650,000 at a rate of 3.5%, and she is paying 0.58% more on the interest payments that she could avoid if she takes up the best available offer for her. She is currently paying $230.67 more a month than she has to on a 30-year loan. Taking up the best deal, Jane can save up to $156,845.73 on her 30-year home loan. 

Talk to a home loan specialist

Compare and Save

You may find that trying to navigate the complexities of your home loan agreement and making heavy interest payments every month can be stressful. Talking to a Home Loan Specialist may simplify things and potentially free you some additional funds. 

Better Interest Rates

Our Mortgage Brokers can work with you so that you can get the best deal on your home loan with better interest rates.

Consolidate Your Debt

Consolidate your debts by folding several debts in a single loan. This could improve your cash flow problems.

Improve Your Savings

Refinancing your home loan allows you to reduce your monthly repayments for your loan and therefore boost your savings

Renovate & Extensions

Refinancing is not only about saving money but also allows you to allocate money towards your home for renovations.

Holidays

Withdraw some funds for your dream vacation you have been planning for years. You may also get reduced interest rates.

These are the general reasons for refinancing and not taking your personal circumstances into the account. Please discuss your circumstances with the mortgage broker for financial solutions.

See how you can potentially save and reduce repayments for your home loan. No commitments Home Loan health check and a FREE Refinance pack. – LIMITED TIME ONLY

FREE TIME EXPIRES IN

OUR SERVICES

What Services we Offer?

Our Services aim to make your life easier with excellent Home Loan services.

Refinancing Loans

Refinancing can help you get better interest rates on your home loan and make quicker repayments

Low Credit Score

Do you have a low credit score and unable to get the best interest rate for your Home Loan?

Self-Employeed

Maintain a great work-life balance and get the best Home Loan offer you can from our lenders across Australia

No LMI Home Loans

Avoid paying the LMI when you are taking more than 80% of the Property Value as a loan, talk to use today

SMSF Home Loans

Tap into your SMSF to gain access to fund that can help you buy the investment property of your choice

Home Loans

Get the best Home Loan you can with expert lenders who model the Home Loan around your needs

We Offer Mortgage Solutions for First Home BuyersRefinance Home Loan

The personalized study of the individual’s financial profile, together with offers from over 30 lenders, allows us to obtain a high degree of success in providing the tailored solution.

Expert Advisor

Smart Mortgage Finance is available to assist you in your journey towards owning a dream home. Talk to one of our Specialist to get more information on our services and choose the Home Loan that is right for you.

Mortgage Expert

As a lending specialist for mortgage solutions, we are committed to finding the right mortgage with the maximum possible savings passed to the clients. For further information, please contact us.

Financial Planing

The personalized study of the individual’s financial profile, together with offers from over 30 lenders, allows us to obtain a high degree of success in providing the tailored solution.

If You Need Help, Get A Consultation

FAQ

General Question

It is 100% free! We don't charge you anything as we work directly with the banks and aggregators.

See how you can potentially save and reduce repayments for your home loan. No commitments Home Loan health check and a FREE Refinance pack. – LIMITED TIME ONLY

FREE TIME EXPIRES IN